Now that is a deal, huh?

It’s simple, provide us with your most recent credit card processing statement.  One of our trained specialists will review it and provide you with a savings estimate.  If we can’t save you money we will give you $500.  It’s a true, win-win, you either save money or make money.

With the service there are no set up fees.  We also provide the processing equipment at no charge.

In addition, you will not be charged the effective rate on debit card transactions.  Many processing services charge the same percentage rate on credit card transactions as debit card transactions.  If you process a lot of debit card transactions we can easily save you thousands of dollars each year.

We are closely aligned with Chase bank which advertises and markets your business to it’s client base in your area.

How many credit card processing services can offer you that?

Go ahead and send us your most recent statement and let the savings begin.

We are proud to introduce our newest product which is redefining how our clients are able to offer their customers payment options by offering 90 financing at only 9.95% interest.

There is no credit check involved and the vendor is paid within 72 hours.  It’s that simple.

• Businesses are seeing an increase in  SALES  as much as 35%!

• Increase your average ticket amount and transform “turn downs” into SALES!

• No more “Be Backs”, close sales TODAY!

Sales staff can “up-sell” without  fear of  pricing the customer out.

As usual we provide business cash advances at the lowest rates in the business and can help clients with credit scores below 500.

I was talking with a client today who said simply, “can you get the lowest rate available, on a business cash advance? Oh, and I have bad credit, it is not good, like a 500″  It was a good feelig because with out hesitation I knew I could find him the lowest rate available for a small business cash advance. It’s simply because we use over 50 different lending sources.  When you have 50 different sources to fund your cash advances for expansion, short term working capital, payroll or marketing it is easiest to find the best rates and fast service.  Any questions?  Please ask.

One complaint we hear all too often is, “I am paying too high a rate to my credit card processing company.”

Allow me to tell you about Rate Lock.  Processing companies are notorious for hidden fees, and unnecessary charges on billing statements.

An Interchange fee, is the fee the credit card companies charge for each transaction. This fee is set by the credit card networks and split between the networks and the credit card issuing banks. It consists of a percentage of the transaction plus a per-transaction fee. The exact percentage of the transaction varies according to a wide range of specific criteria such as what type of credit card it is, what is being purchased, who issued the card, and many other factors.

That is fine, but most processors do not stop there and tack on additonal fees.  By using rate lock, we monitor all of your transactions each month, remove these extra charges, and show you the savings.  We do not get paid until we save you money on your processing.  Sounds like a good deal, huh?   It’s like lowering your interest rate on your processing, it saves you money on your credit card processing each month.  It puts more money in your pocket and helps your business grow.  It just makes sense.  Contact Walnut Financial today for more details.

During any recession banks are less likely to lend money, plain and simple.  This is tough, because all we hear during a downturn is that we need to stimulate the economy.  We also all know the saying, “It takes money to make money.”   So how can a business owner expect to improve business if he/she can’t get funding for that expansion loan, working capital, payroll loan or just a good old fashioned cash advance.

This is where credit card receivable financing or the merchant cash advance comes into play.  Business owners that miss a traditional cash advance because of poor credit or business history may qualify for a cash advance based on monthly credit card sales.  One thing that is attractive to companies about the merchant cash advance is that, when they have a slow sales month, their payment to the advancing company is lower since they collect a set percentage of credit card sales. Another attractive feature? There is no actual due date for the advance to be paid off. It is paid off when enough credit card sales are made for the advancing company to recover the advance and their premium. In addition, no collateral is required to secure the advance.

Is it a perfect solution in a tough economic time?  Of course not, but it can be a very good way for a business owner to receive a cash advance quickly and not have to deal with all the parameters of a small business loan.  So if fast funding on a cash advance and the lowest rates in the inustry is of interest to you.  Contact Walnut Financial today.

Unlike traditional small business loan financing, with our business cash advance you are not fixed to a repayment schedule. If you have a slow period the lender takes a smaller payment; working with the flow of your business. Additionally, unlike small business loans, a business cash advance does not require collateral or a personal guarantee. We also do not require financial or tax returns.

We simply look at how your business has performed and go from there.  We also help people with very low credit scores recieve a cash advance.  Once, again it is about business performance and we do our best to help our clients receive working capital for expansion, payroll, advertising, marketing or whatever use you want you see fit to really help your business grow.  Call today to speak to a business cash advance specialist and get the funding and service you deserve.

After a client hears about the great service we provide for a cash advance; we go through our fast and easy application process and often have a response from a lender within the hour.  We find our clients small business cash advances at low interest rates with fast funding.  The next question we often hear is….

How will the repayment of the cash advance work?

It is an excellent question and one I wanted to address for our clients who visit our blog.

Working together with our lenders credit card processing system a small percentage of the monthly credit card sales is automatically dedcuted to repay your business cash advance automatically. No late fees, no stamps, no hassles! We know know the best method to reduce risk is to give your business what it needs, and then stay out of the way. You focus on your business and eventually the debt disappears.  The cash advance loans secured by Walnut Financial are the lowest rates in the lending.  So, let us handle your cash advance so you can handle your business.

Last week, we had a loan applied for, approved, underwritten and funded in 5 business days.  That is extremely fast even for us.  Granted our client had all his paperwork in quickly, but we worked hard on our end to make it happen.  The best part about our client receiving funding on a business cash advance in less than a week?  We were still able to a get a low interest rate….   Now, that’s service.

I had a good question posed to me the other day by one of my clients.  He asked, “what can I use my short term working capital for?”  I laughed, because the answer was very simple.  You can use your business cash advance for whatever you want, it is up to each individual business owner to decide what is the best use for a loan.  Once the cash advance is funded, we step back and let you run your business.  Now, if you want to use the working capital to buy a Harley motorcycle, you can do that, but just don’t write that on the application or a potenetial lender might not be too excited about providing your business a cashadvance loan at a low rate.

Bad Credit, poor credit, no credit, whatever you want to call it.    Your credit is making it nearly impossible to get a a business loan or cash advance.  I often talk to potential clients, who say, “I can’t get a loan, because of my bad credit.”  When I find out how bad their credit really is, they are shocked to hear I can help them.

It is not any sort of magic.  It is not that a lender will make an exception.  It is simply that at Walnut Financial we know lenders that look at each individual business, and it’s history of servicing custumers rather than a number assigned by credit bureaus.  We know that business owners put themselves on the line for their business, and we do not punish but rather try to help them.  The best part is the rates are very competitive for business owners with bad credit vs business oweners with exceptional credit.  So don’t let your past experience with trying to receive a cash advance stop you.  We can help.